It’s not only about current value. As anyone who has had their house wiped out and an insurance payout, acquiring everything again when you settle back is a mas

It’s not only about current value. As anyone who has had their house wiped out and an insurance payout, acquiring everything again when you settle back is a massive time sink (let alone cost, if you were insured at fair market value rather than replacement value) So yeah, the rent on the unit might be more than your crap is worth, but having it all back in a blink (essentially) when moving back someplace has some intangible value too.