Hard HARD agree I have that fund now and it completely changes how you approach work. It's going to go away once we buy a house, but my top priority will be t

Hard HARD agree I have that fund now and it completely changes how you approach work. It's going to go away once we buy a house, but my top priority will be to restore it after the deal's done. Good on you for paying their way through college; that will help a ton.