> Many commercial health insurers are non-profit. That includes such large organizations as many of the Blue Cross Blue Shield Association licensees, HighMark,

> Many commercial health insurers are non-profit. That includes such large organizations as many of the Blue Cross Blue Shield Association licensees, HighMark, EmblemHealth, etc. Their coverage and claim processing policies are pretty similar to the for-profit companies. This may lend even more weight to them being able to sleep well at night -- their company behaves in a way consistent with notable non-profits, so you can't accuse them of profit mongering.