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Ironically, their denial of insurance is also aggressive, inappropriate and disrespectful. It’s unbelievable how tone deaf these people are. Instead of being in

Ironically, their denial of insurance is also aggressive, inappropriate and disrespectful. It’s unbelievable how tone deaf these people are. Instead of being introspective, other insurance companies are simply removing leadership pages, and calling for armed guards.

SoftTalker 2y ago
> their denial of insurance is also aggressive, inappropriate and disrespectful It's not. Objectively, people get sick and die and there's often not anything that can be done about it. Throwing money at treatments that will not help does nothing but raise costs for everyone. Individuals (understandably) get very emotional when grandma can't get the $100,000 therapy that might prolong her life for a few months because the big bad insurance company denied it, and it makes a great story to promote on social media. Do insurers sometime err in their denials? Probably. But so do public health plans, and there is no health care system in any country that does not draw the line at some point and say "no, we are not going to pay for that."
- tivert 2y ago
  I think it's pretty well established that UHC denies care that people actually need. It's not just long-shot end-of-life stuff. e.g. https://www.nytimes.com/2024/12/05/nyregion/delay-deny-defend-united-health-care-insurance-claims.html https://www.nytimes.com/2024/12/05/nyregion/delay-deny-defen...: > The Stat investigation noted specific instances that troubled United employees, like when an older woman who had a stroke was only covered for half the nursing days typically required for recovery.... > A 2023 story from ProPublica dived deep into the experience of one United patient, a college student who racked up $2 million in medical claims a year to treat a severe case of ulcerative colitis. The story showed United disregarding an internal report finding the expensive treatment to be necessary. The patient eventually sued United and received an undisclosed amount in a settlement. > Insurance denials are rarely appealed, with some studies finding appeal rates of roughly 1 percent.
- deleted 2y ago
  [deleted]
- pixelatedindex 2y ago
  Respectfully, you are woefully misinformed or you’re lacking in empathy for people who need medical help. Even doctors complain to UHG because they deny care that their patient needs. I suggest you do some research before making such comments because it makes you look like an asshole.
- margana 2y ago
  Hello, a person from a country with a public health care system here. There is no concept of a per incident denial. There is a list of procedures that are covered, and if the doctor decides you need a procedure from that list, it is covered, they don't send a request to some suits for acceptance, they just schedule the procedure and that's it. There is no "line", there is a list, and the list is applied equally to everyone.

SoftTalker 2y ago

> their denial of insurance is also aggressive, inappropriate and disrespectful It's not. Objectively, people get sick and die and there's often not anything that can be done about it. Throwing money at treatments that will not help does nothing but raise costs for everyone. Individuals (understandably) get very emotional when grandma can't get the $100,000 therapy that might prolong her life for a few months because the big bad insurance company denied it, and it makes a great story to promote on social media. Do insurers sometime err in their denials? Probably. But so do public health plans, and there is no health care system in any country that does not draw the line at some point and say "no, we are not going to pay for that."

tivert 2y ago
I think it's pretty well established that UHC denies care that people actually need. It's not just long-shot end-of-life stuff. e.g. https://www.nytimes.com/2024/12/05/nyregion/delay-deny-defend-united-health-care-insurance-claims.html https://www.nytimes.com/2024/12/05/nyregion/delay-deny-defen...: > The Stat investigation noted specific instances that troubled United employees, like when an older woman who had a stroke was only covered for half the nursing days typically required for recovery.... > A 2023 story from ProPublica dived deep into the experience of one United patient, a college student who racked up $2 million in medical claims a year to treat a severe case of ulcerative colitis. The story showed United disregarding an internal report finding the expensive treatment to be necessary. The patient eventually sued United and received an undisclosed amount in a settlement. > Insurance denials are rarely appealed, with some studies finding appeal rates of roughly 1 percent.
deleted 2y ago
[deleted]
pixelatedindex 2y ago
Respectfully, you are woefully misinformed or you’re lacking in empathy for people who need medical help. Even doctors complain to UHG because they deny care that their patient needs. I suggest you do some research before making such comments because it makes you look like an asshole.
margana 2y ago
Hello, a person from a country with a public health care system here. There is no concept of a per incident denial. There is a list of procedures that are covered, and if the doctor decides you need a procedure from that list, it is covered, they don't send a request to some suits for acceptance, they just schedule the procedure and that's it. There is no "line", there is a list, and the list is applied equally to everyone.