3 ms·
What's stopping you from getting a high-deductible plan and paying cash for routine care? I'll admit you have to negotiate down the fake prices yourself.
by wmf 2y ago
What's stopping you from getting a high-deductible plan and paying cash for routine care? I'll admit you have to negotiate down the fake prices yourself.
- SoftTalker 2y agoI do have an HDHP+HSA plan, but you still have to run all your routine care through the insurance, (a) so they negotiate a lower price and (b) so it is applied to your deductible. Truly "paying cash" for routine care would be difficult as most doctor's offices have no idea how to quote a cash price for services, unless you go to one of the very few cash-based practices.
- freeone3000 2y agoBecause there is nothing about a high-deductible plan that insures better against catastrophic outcomes.