> health insurance companies to spend 80-85% of their premiums on claims and healthcare I don’t really know what narratives you’re objecting to. But I want to

> health insurance companies to spend 80-85% of their premiums on claims and healthcare I don’t really know what narratives you’re objecting to. But I want to point out the existence of that regulation doesn’t make healthcare companies passive bystanders in the cost of healthcare in America. e.g., notice it collectively incentivizes them to drive the overall cost of healthcare up as much as possible, to maximize the size of their slice of the pie. The fundamental problem is running healthcare as a profit-driven system. The incentives operating the system cannot possibly be aligned with the people the system is ostensibly meant to serve. (Not that it’s not going to be unraveled, short of literal revolution.)