It might not actually be that hard. First, they could just end up with a panel the is full of older people. Remember, once the average person in the US hits 65

It might not actually be that hard. First, they could just end up with a panel the is full of older people. Remember, once the average person in the US hits 65 they are eligible for Medicare. Medicare users tend to be pretty happy with it. 80-90% satisfaction rate, 90+% rate its performance positively, around 95% are satisfied with the quality of care, and few report problems with access to care. Even if they remember being not happy with an insurance provider before they switched to medicare they are old enough to have probably had several insurance providers and will probably remember good ones too. Second, there are a lot of people who even if they are at a provider that likes to fuck people have never been fucked themselves. A lot of people only use their health insurance for routine physicals, routine lab tests, routine vaccinations, and the kinds of things that even the most fuck-inclined companies don't usually fuck with like getting treatment for physical injuries.