> how does this track against consumer debt? It tracks pretty much as one would expect had the pandemic not happened, following a well-established longer-term

> how does this track against consumer debt? It tracks pretty much as one would expect had the pandemic not happened, following a well-established longer-term trend: https://fred.stlouisfed.org/series/CCLACBW027SBOG https://fred.stlouisfed.org/series/CCLACBW027SBOG > I feel like we were all doing a lot better before 2020 There we go again, going by "feelings" rather than the data.