If you have a good relationship with your kids, give them (or trusts for them) the money as you are aging (and before the 5-year look-back period). Then, your

If you have a good relationship with your kids, give them (or trusts for them) the money as you are aging (and before the 5-year look-back period). Then, your family will have a choice as to whether to spend that money on you/your spouse or to not spend it on you and to rely on Medicaid.