I would also suggest you read: http://www.shtylman.com/archives/319 http://www.shtylman.com/archives/319 A while back I recapped what happend between myself an

I would also suggest you read: http://www.shtylman.com/archives/319 http://www.shtylman.com/archives/319 A while back I recapped what happend between myself and Dwolla and why they are not a useful service.