> when people have to rent their homes, all too often it is some investment vehicle for the uber rich that gets the rent. This is solvable with a greater mix o

> when people have to rent their homes, all too often it is some investment vehicle for the uber rich that gets the rent. This is solvable with a greater mix of affordable housing. It is also solvable by increasing the portion of community-owned (e.g. county-owned/operated housing) which is already at about 20% here. It is also solvable by legislating that a certain amount of rent paid has to be used for upkeep, upgrades, and such. (Where I live already have laws to that effect for other near-monopolies such as water and communications, where the state effectively dictates a maximum reasonable revenue). > when people own their home, it removes a lot of stress, especially in times of economic crisis. Lots of crises over the past decades has seen a significant degree of stress among home-owners over the interest they have to pay. Over the past two years I have not been able to go more than a few days between hearing on national news about homeowners being stressed about interest payments on their homes. Among renters there is significantly less so as there already is a safety net available. So in my world it is the other way around from the picture you paint. (Let me also add a side note about the 2008 mortgage crisis if fewer people had less loans and less risky loans here). > Not being afraid to make rent each month is a lifechanger. Not being able to pay interest each moth is almost all I ever hear about the economy over the past year or so. Cost of interest has been one of the major factors in why the inflation has been so high. See above again. Never about rent. > when people own their homes, they don't need as much money in pensions and wages. This is again a question of social safety net more than anything else. If you have affordable housing you also don't need as much money in pensions and wages to live somewhere good.