I wouldn't call them "being upfront" at all. They promote their savings accounts with opening bonuses, offer bonus rates for high net worth account holders (up

I wouldn't call them "being upfront" at all. They promote their savings accounts with opening bonuses, offer bonus rates for high net worth account holders (up to 0.04% instead of 0.01!!) etc. Transparency would be not calling these terrible offers "savings" accounts (or sometimes even "high-yield savings accounts!") in the first place.