4 ms·

Maybe you could tell us in which country you operate ? Would help to find the right psp

by ophilbert 2y ago

deleted 2y ago
[deleted]
101008 2y ago
Argentina
- xtracto 2y ago
  Isn't MercadoPago an option for you?
- klaudemunn 2y ago
  Do you plan to get paid from Argentine customers? If not, maybe you can consider opening a US entity through Stripe Atlas, get a quasi-bank US account through Mercury and send the received amount to Argentina via SWIFT.
  - 101008 2y ago
    No, my ucstomers would be in the US and Europe. This is a SaaS for developers. Create a US entity through Atlas is exactly what I want to avoid. I'd prefer something simpler, where I can get paid (even if they get a high cut like 5%), and then send that money to Paypal or a bank account.
    - bruce511 2y ago
      Completely off topic, but developing products for developers (especially subscriptions) is difficult. I say this as someone who has been selling to developers for 30 years as one of my core functions. It's hard to sell to a group who premise their buying with "I could knock this up in a weekend , and do it better." Not to mention all the developers who have no work to do so code "alternatives" to Show HN. I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand. My advice is - there are easier groups to sell to.
      - meiraleal 2y ago
        > I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand You and thousands more.
    - brudgers 2y ago
      Curious why you want to avoid Atlas.
      - 101008 2y ago
        I don't want to invest money in a project that I am not sure is going to make any returns. Also, don't want to pay taxes in the US with Atlas, maintain a corporation there, etc.
        fragmede 2y ago
        > I don't want to invest money in a project that I am not sure is going to make any returns. That's the underlying risk of being an entrepreneur. If it were a sure thing, everyone else would be doing it. This isn't a comment about Stripe Atlas but about the whole thing being a gamble. If you don't have the stomach for that kind of a gamble at large, being entrepreneur isn't for you. It's easy to buy shares of Uber on the stock exchange after they went public, it's way harder to put down money on Uber in 2008. And you could be Flywheel instead of Uber.
        qwer1234321 2y ago
        Not OP, but- it seems OP is looking to test an idea and not paying unnecessary costs or setting up unnecessary entities abroad, exploring possible options for paying less does not mean she/he 'does not have the stomach for that kind of a gamble'- why pay more when you can pay less?
        brudgers 2y ago
        A couple of my heuristics 1. Running a smaller business takes the same amount of work as running a bigger one. 2. A running a failing business takes more of the owner’s energy than running a successful one. This thread exemplifies at least one of them because if the plan was a bigger business, you would not be spending time on alternatives to Stripe. Business ideas can be feasible but not viable. If it does not pencil out, it doe not pencil out.
        2y ago
    - nreece 2y ago
      Can't you just use PayPal for accepting one-time or subscription payments? Paddle and Rebill also seem to support Argentina. https://www.paddle.com/help/legal/sanctions/which-countries-are-supported-by-paddle https://www.paddle.com/help/legal/sanctions/which-countries-... https://www.rebill.com/en/payment-and-subscription-solutions/argentina https://www.rebill.com/en/payment-and-subscription-solutions...
- hankchinaski 2y ago
  Opening and operating a UK ltd co is really cheap you could use that
  - qwer1234321 2y ago
    Is UK-based bank account one of requirements?
    - nh2 2y ago
      Not legally, according to my research (we run a UK Ltd). But it sucks a bit to not have a UK bank account, because for HMRC (tax office) we could not click next in an important dialogue until we entered a bank account to which tax repayments are to be paid out in the UK specific format ("account number and sort code"), which you only get with an UK bank account. This was 9 years ago. If you open a UK Ltd fully remotely, you can get bank accounts with Wise and Revolut. Don't take only one of them, always have 2 banks. Because e.g. Revolut randomly held a medium sized customer payment (one of many, from the same long term customer) in lock for months for no good reason. We could not talk to a human to resolve it. Never rely on a single bank.

Maybe you could tell us in which country you operate ? Would help to find the right psp

deleted 2y ago

[deleted]

101008 2y ago

Argentina

xtracto 2y ago
Isn't MercadoPago an option for you?
klaudemunn 2y ago
Do you plan to get paid from Argentine customers? If not, maybe you can consider opening a US entity through Stripe Atlas, get a quasi-bank US account through Mercury and send the received amount to Argentina via SWIFT.
- 101008 2y ago
  No, my ucstomers would be in the US and Europe. This is a SaaS for developers. Create a US entity through Atlas is exactly what I want to avoid. I'd prefer something simpler, where I can get paid (even if they get a high cut like 5%), and then send that money to Paypal or a bank account.
  - bruce511 2y ago
    Completely off topic, but developing products for developers (especially subscriptions) is difficult. I say this as someone who has been selling to developers for 30 years as one of my core functions. It's hard to sell to a group who premise their buying with "I could knock this up in a weekend , and do it better." Not to mention all the developers who have no work to do so code "alternatives" to Show HN. I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand. My advice is - there are easier groups to sell to.
    - meiraleal 2y ago
      > I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand You and thousands more.
  - brudgers 2y ago
    Curious why you want to avoid Atlas.
    - 101008 2y ago
      I don't want to invest money in a project that I am not sure is going to make any returns. Also, don't want to pay taxes in the US with Atlas, maintain a corporation there, etc.
      - fragmede 2y ago
        > I don't want to invest money in a project that I am not sure is going to make any returns. That's the underlying risk of being an entrepreneur. If it were a sure thing, everyone else would be doing it. This isn't a comment about Stripe Atlas but about the whole thing being a gamble. If you don't have the stomach for that kind of a gamble at large, being entrepreneur isn't for you. It's easy to buy shares of Uber on the stock exchange after they went public, it's way harder to put down money on Uber in 2008. And you could be Flywheel instead of Uber.
        qwer1234321 2y ago
        Not OP, but- it seems OP is looking to test an idea and not paying unnecessary costs or setting up unnecessary entities abroad, exploring possible options for paying less does not mean she/he 'does not have the stomach for that kind of a gamble'- why pay more when you can pay less?
      - brudgers 2y ago
        A couple of my heuristics 1. Running a smaller business takes the same amount of work as running a bigger one. 2. A running a failing business takes more of the owner’s energy than running a successful one. This thread exemplifies at least one of them because if the plan was a bigger business, you would not be spending time on alternatives to Stripe. Business ideas can be feasible but not viable. If it does not pencil out, it doe not pencil out.
        2y ago
  - nreece 2y ago
    Can't you just use PayPal for accepting one-time or subscription payments? Paddle and Rebill also seem to support Argentina. https://www.paddle.com/help/legal/sanctions/which-countries-are-supported-by-paddle https://www.paddle.com/help/legal/sanctions/which-countries-... https://www.rebill.com/en/payment-and-subscription-solutions/argentina https://www.rebill.com/en/payment-and-subscription-solutions...
hankchinaski 2y ago
Opening and operating a UK ltd co is really cheap you could use that
- qwer1234321 2y ago
  Is UK-based bank account one of requirements?
  - nh2 2y ago
    Not legally, according to my research (we run a UK Ltd). But it sucks a bit to not have a UK bank account, because for HMRC (tax office) we could not click next in an important dialogue until we entered a bank account to which tax repayments are to be paid out in the UK specific format ("account number and sort code"), which you only get with an UK bank account. This was 9 years ago. If you open a UK Ltd fully remotely, you can get bank accounts with Wise and Revolut. Don't take only one of them, always have 2 banks. Because e.g. Revolut randomly held a medium sized customer payment (one of many, from the same long term customer) in lock for months for no good reason. We could not talk to a human to resolve it. Never rely on a single bank.