It's worth noting that the issue generally isn't that people "like" using paper checks, but the banks themselves make the non-paper-check version of payments mo

It's worth noting that the issue generally isn't that people "like" using paper checks, but the banks themselves make the non-paper-check version of payments more expensive or less convenient. For example, my wife runs a business that requires her to regularly pay other small businesses. Her business checking account includes free "Bill Pay" that lets her send paper check payments at no cost. But if she wants to send electronic payments, there's a charge for every payment. Even though, obviously, the electronic payments actually cost the bank less.