> suggesting they don’t want the cheapest options. Suggesting that they have no financial education... The average loan duration is something like 70 months ri

> suggesting they don’t want the cheapest options. Suggesting that they have no financial education... The average loan duration is something like 70 months right now, with a mind boggling 7%-10% interest rate. People make dumb decisions if they don't have the knowledge/education, by the time they're done paying their 40k car loan they paid 60k and the car is worth 20k.