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Our regulations (including the medical guild) and legal structure (including crazy malpractice payouts for unintentional mistakes) forces everything to be more
by ponow 2y ago
Our regulations (including the medical guild) and legal structure (including crazy malpractice payouts for unintentional mistakes) forces everything to be more expensive than necessary. We are very far from a free market, even if we stopped with the untaxed benefits.
- rqtwteye 2y agoUS healthcare is a market but not for patients. Insurance, employers and hospitals negotiate a lot. But people who get employer based insurance just have to accept what they are given. Pretty crazy.
- naveen99 2y agoDon’t most large employers essentially self insure? They only outsource the administration to insurance companies, not the float.
- rqtwteye 2y agoSure. The point is that the employer does all the selecting of options and the patient/employer has to take what the employer chose. No market for the patient.
- BlueTemplar 2y agoAren't healthcare costs in line with the very high US income levels (with people spending a high fraction of their income in it, because they can afford to), and the main issue is inequality (including lack of real insurance)?
- consteval 2y agoWe left the free market of healthcare behind because it was awful for consumers. People who were disabled or otherwise had chronic conditions were, more or less, completely screwed. Not to mention these regulations are very much necessary. We want educated and highly certified doctors cutting you up.