I would say that IBM's business has changed less than Wells Fargo's. IBM still supplies number-crunching devices and services to large corporations and governme

I would say that IBM's business has changed less than Wells Fargo's. IBM still supplies number-crunching devices and services to large corporations and government agencies. The technicalities have changed, but the core business is the same. But running a bank under a gold standard is very different from running a bank under a fiat money and fractional reserve regime.