Besides the point others have made that many Indians don't think like this anymore, I just want to point out that it is possible to believe in karmic destiny an

Besides the point others have made that many Indians don't think like this anymore, I just want to point out that it is possible to believe in karmic destiny and not use that as an excuse to not help people. The 'therefore' part of your observation doesn't necessarily follow from the premise and is more of an excuse used by people to justify behavior.