Go on lots of vacations, booking modest hotels within your legitimate means but then live it up going to all the expensive restaurants/etc you desire. Unless y

Go on lots of vacations, booking modest hotels within your legitimate means but then live it up going to all the expensive restaurants/etc you desire. Unless you've got somebody following you keeping track of what you do, nobody would figure it out. You'll probably never get through 20M like this but you should have plenty of fun.