I didn't "fail to understand" anyone's (yours included) comments. Adults take responsibility for their lives. They pay their bills and do the things they say

I didn't "fail to understand" anyone's (yours included) comments. Adults take responsibility for their lives. They pay their bills and do the things they say they're going to do. To anyone who whinges "ooh, what if I forget to pay my bills. It would be so sad. But I shouldn't be held responsible." Please. Maybe that flies with mommy and daddy, but to anyone else it comes across as immaturity. To those folks I say, "Grow up and pay your bills. What? Are you 12?" If you can't or won't, that's your fault. Is that a good enough explanation for you?