If they didn't have trouble getting a card at all in the first place. Credit scores aren't always accurate (I didn't even know Europe had such a thing before mo

If they didn't have trouble getting a card at all in the first place. Credit scores aren't always accurate (I didn't even know Europe had such a thing before moving to Germany and starting with a blank slate that defaulted to "and so we can't guarantee anything so: no") and you need one of these numbers to do normal things in life like getting a hotel room on occasion. "Just get another one" isn't a choice one can necessarily make. Generating another number isn't an option my bank has either (eventually got a card after finding some else to be co-guarantor which this bank accepted — I don't even want to buy on credit, I just want to be able to fairly pay for things up front, and that's how this card seems to function in the first place)