> Yet I still disagree with being the set for life, in my area I think this might be the root of the difference in perspective. Very few people can be set for

> Yet I still disagree with being the set for life, in my area I think this might be the root of the difference in perspective. Very few people can be set for life maintaining a lifestyle only just afforded by their income. You may have to move to a cheaper neighborhood or less costly metroplex, and perhaps not buy a new car as frequently. But you won't have to work a day again