Settings > Passcode > Allow access when locked: [_] Accessories. Off by default, providing a one hour timeout since last phone unlock; or instantly, upon biome

Settings > Passcode > Allow access when locked: [_] Accessories. Off by default, providing a one hour timeout since last phone unlock; or instantly, upon biometric rejection or after holding power-volume-up to reach the power off menu. Macs are typically enabling an equivalent to this by default as well now, as of the latest macOS update.