You’ll be appalled. Germany has a notion of “Allgemeine Betriebsgefahr” which encapsulates the general danger of operating dangerous machinery. For a car/bike a

You’ll be appalled. Germany has a notion of “Allgemeine Betriebsgefahr” which encapsulates the general danger of operating dangerous machinery. For a car/bike accident, the default minimum damages split is at least 20% for the car, even if the driver has complied with all rules. In the Netherlands, it’s even more strict: accidents between cars and anyone below 14 are automatically considered 100% the drivers fault for damages, unless you can prove that the accident was caused deliberately and maliciously by the child. For accidents with > 14 years olds, it’s still at least 50% automatic damages, unless you can prove reckless or deliberate behavior. This is intended to reflect the inherent danger of driving a heavy machine in a public space.