We spend way too much for social stuff, especially pensions Germany has a problem with pensions in particular but it isn't fixable without abandoning what Germ

We spend way too much for social stuff, especially pensions Germany has a problem with pensions in particular but it isn't fixable without abandoning what Germany stands for. At least for another few generations. Germany told everyone that they needn't worry about their pensions. The government has got your back. We take care of it. Norbert Bluem - "Your pension is safe!" Shortly after they introduced legislation that would make pensioners pay tax on their pension income. Something that was "not a thing" before. They also basically told those people that would now have to pay tax on their pension income that they "should've had private pension plans already anyway". Oh and they introduced multiple ways to help insurance companies steal people's money. "Riester Renter" and such. Not a good deal at all. Oh and there's no way to save money in a tax advantaged way without using insurance companies. No self-serve investment 401k or RRSP. It's all employer and insurance tied. Way to fuck over your population.