I'm having the same questions. Currently, and this might change rapidly, the new GitHub Copilot provides the best cost/benefit solution. For $10, you have acces

I'm having the same questions. Currently, and this might change rapidly, the new GitHub Copilot provides the best cost/benefit solution. For $10, you have access to the best models, and with a Composer feature similar to Cursor, that edits multiple files in your code base. But if you want to experiment with many open LLMs instead, I suggest you use OpenRouter. It gives you access to any model with a single api key.