It's going to take you over a year to save for one month of an emergency fund at that rate. Does that include any retirement savings? I don't think it's corpor

It's going to take you over a year to save for one month of an emergency fund at that rate. Does that include any retirement savings? I don't think it's corporate brainwashing, I think it's realism about how much you need to save for retirement so you're not dependent on social security. My bills are ~$4730 and my savings rate is $4500/mo