(Playing devil's advocate, without the agreement) When my wife and I decided to upgrade to a house, we kept our townhouse to use as a rental property. Shortly

(Playing devil's advocate, without the agreement) When my wife and I decided to upgrade to a house, we kept our townhouse to use as a rental property. Shortly afterwards, the city council (Seattle) and state government started passing new laws that made things less and less friendly to landlords. You couldn't use certain kinds of data to select tenants, you had to take the first qualified applicant, evictions become much harder to do, etc. At the same time (2020, a time of social unrest), the same politicians pushed for less policing, so the townhouse's neighborhood started to go downhill due to increased crime and homelessness. We acted fast and sold off that rental property, somewhat bitter that a passive income stream had dried up. If someone had come along on a high horse and lectured at us to take another financial hit for the good of local families because doing an Absolute Good is good for our afterlives, I would have laughed in their face. As it turns out we ended up selling it to a married couple, but if a hedge fund had offered even $1K more I would have taken it. I suppose this is an example of decreasing social trust, but I'm not rich enough to be able to leave money like that on the table.