>Middle class Americans have high net worths; some in stocks, some in cash, some in home equity. >All of the above can be leveraged when cash is needed. And w

>Middle class Americans have high net worths; some in stocks, some in cash, some in home equity. >All of the above can be leveraged when cash is needed. And what percentage of Americans are working middle class? What percentage of those could liquidate their home equity or retirement portfolio (what you actually mean by "stocks") without causing a huge change in life plans?