The tricky part is a lot of wealthy people or companies make their wealth by extracting it from others. Typically those "others" are held captive in some way, s

The tricky part is a lot of wealthy people or companies make their wealth by extracting it from others. Typically those "others" are held captive in some way, so they have no choice but to pay. Obvious example, tobacco, alcohol, motor vehicle repair. Non-obvious examples, hotels, vets, dentists, physical therapy. It's a HUGE problem in the US. Lots and lots of companies are huge, owning big parts of their domain, and they're extremely scammy. It's to a point where even big-name brands employ scammy techniques.