Are we talking about risk-adjusted cost doubling? Most humans think in "next paycheck" terms not "risk-adjusted" terms, but at the same time, the Covid supply

Are we talking about risk-adjusted cost doubling? Most humans think in "next paycheck" terms not "risk-adjusted" terms, but at the same time, the Covid supply chain issues whacked people in the head with "this is a black swan" and "fragility" sticks.