If you're willing to play, here are plenty of lenders who will finance this purchase. If it affects your earning power to that extent, you should probably pony

If you're willing to play, here are plenty of lenders who will finance this purchase. If it affects your earning power to that extent, you should probably pony up and save in the long run, probably just a few years until you see returns. Caste system usually can't be bypassed by paying a monthly subscription fee. I will note that making it a subscription will tend to increase the overall costs, not decrease. In an environment with ready access to credit, I think offering on a subscription basis is worse for consumers?