> So your saying that these loans never get paid back in the lifetime of the borrower? Yes. > And they just keep taking out more and more loans during their l

> So your saying that these loans never get paid back in the lifetime of the borrower? Yes. > And they just keep taking out more and more loans during their life? X Well, I'm not making any claims on that but probably. If you took out a $200M loan and only needed to spend say $25M of that it's probably advantageous to re-invest $100M of that back into stocks and then if they appreciate (too much?) you'd want to do another loan again.