There is no abrupt drop at this time. There is a smooth gradient in the percentage of AGI that "the 2nd most expensive silver plan in your state" can cost. Nex

There is no abrupt drop at this time. There is a smooth gradient in the percentage of AGI that "the 2nd most expensive silver plan in your state" can cost. Next year, if Congress does not renew the expansion above 400% that was started during COVID, then there will the most abrupt drop possible at 400%: from something to absolutely zero. My wife and I save at least $6000/year thanks to these subsidies, which put our health insurance into the same general realm as most other industrialized nations (typically 8-12% of AGI on health insurance of some kind).