> if you had a half a million dollars in freely available non-borrowed assets and you couldn't think of your own business model to try the problem isn't a lack

> if you had a half a million dollars in freely available non-borrowed assets and you couldn't think of your own business model to try the problem isn't a lack of thinking-up something new. It's a matter of risk management. Any new business idea has a significant risk of ruin. Compared to owning a chain restaurant, especially mcd's.