> The benefits weren't "stopped" You left out where I specified the pension. They were stopped. I personally prefer a 401k - it enables greater career mobilit

> The benefits weren't "stopped" You left out where I specified the pension. They were stopped. I personally prefer a 401k - it enables greater career mobility, but also requires greater knowledge and planning by the employee. In an area or industry with few comparable employers, they might not value that flexibility as highly. They’re allowed to negotiate for the retirement plan they want.