I am in France and use Direct Debit everywhere. This is the most ised and useful mechanism we have. No virtual CC or similar tricks: the companies get the mone

I am in France and use Direct Debit everywhere. This is the most ised and useful mechanism we have. No virtual CC or similar tricks: the companies get the money from your account and you never see the bills . One major point which may not exist in the US is that you have a button on your bank web site which you click to suspend or delete the DD authorization. From there on the bank will refuse to pay and the discussion is between you and the company. When I want yo cancel something it is either straightforward on their site, or I send an email requesting the account to be removed and block DD