Not that I mind anyone's preference for cash, but there are a ton of people in the credit card rewards 'game' who vastly prefer points (especially the top tier

Not that I mind anyone's preference for cash, but there are a ton of people in the credit card rewards 'game' who vastly prefer points (especially the top tier of 'transferable' points). In general, you can usually get more value out of points. My main point (no pun intended) is that the implication that paying rewards in something like points or miles is done mainly as a scam, is inaccurate. On the good credit cards, at least.