Phones has become everyday items (and as a sibling comment pointed out, gone past the DSA regulation threshhold), homeless people in the Stockholm subway will g

Phones has become everyday items (and as a sibling comment pointed out, gone past the DSA regulation threshhold), homeless people in the Stockholm subway will go around with crappy Androids asking for "Swish" (immediate money transfer app, used for P2P and other fast small amount transactions around here like restaurants and at open air markets). Low-tech people often don't bother buying new computers since their phones are required for banking (BankID identification) whilst the computer is optional.