> making monthly payments with a credit line that also expects monthly payments I agree, that is very likely where the confusion comes from. It would probably

> making monthly payments with a credit line that also expects monthly payments I agree, that is very likely where the confusion comes from. It would probably be better if they kept the billing separate even when it's on the same statement. I hate to jump directly to assuming nefarious greedy corporation, but obscuring the monthly installment by paying it with the credit card does strike me as a deliberate choice. I guess CFPB agrees.