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Yikes! Requiring a smart phone (or other extra hardware) is pretty exclusionary for a service that all people need like banking. First time I've heard about pra
by superkuh 2y ago
Yikes! Requiring a smart phone (or other extra hardware) is pretty exclusionary for a service that all people need like banking. First time I've heard about practices like that. I hope it doesn't spread.
- layer8 2y ago“or else separate authentication hardware.” It doesn’t require a smart phone. You can also get a ~$25 photo TAN device or similar.
- oezi 2y agoIn the EU no bank is allowed to operate without safe 2FA (no SMS) due to the PSD2 directive.
- tpm 2y agoSms is still allowed I think (at least one of my banks still allows it despite also having other options).
- lanstin 2y agoIn the US "people with smart phone" is larger than "people with a computer." The real people being left behind are "people without email". I have a neighbor in this state and we occasionally have to make a temp email to qualify for various discounts or the like. It would only muddy the waters if we anyone thought he actually has an email.
- PhilipRoman 2y agoThere are usually alternatives that you can get, like a little calculator-looking thing that generates one time codes. What really surprises me is that despite needing 2FA to make any transactions, some companies like Amazon still have the ability to magically get money from my account using only the info on card.