I's say that they should refund to you the entirety of your expected payments over the course of your expected lifetime. That would be their recourse towards yo

I's say that they should refund to you the entirety of your expected payments over the course of your expected lifetime. That would be their recourse towards you if you were to breach a contract with them, no? If you sign a $50/month contract for 36 months, and back out after 10 months, will they not come after you for $50 * 26 = $1300?