College has been that way for a long time. College gives you a fairly good knowledge about a subject. But very little in practical experience in using that kn

College has been that way for a long time. College gives you a fairly good knowledge about a subject. But very little in practical experience in using that knowledge. To get experience you have to do the job. College just gives you a short cut on the job in not having to look some things up and spend a few weeks figuring it out. But you are still inexperienced until you go thru it a few times and get it wrong, then right. Another downside is the loan officers in the colleges are not showing these students the downsides to these loans. They are borderline predatory and selling to financially inexperienced people. When I did this in the mid 90s they are super happy to give me a loan that was 0% until I got out then went straight to 8.5%. I at the time had enough math to figure out 8.5% was a bad deal for the amount of income I was about to earn.