I am always shocked at the number of people who don't balance and reconcile their accounts each month. I go through each of our accounts at least monthly and co

I am always shocked at the number of people who don't balance and reconcile their accounts each month. I go through each of our accounts at least monthly and compare each financial org's ideas of our transactions with our own record. I cannot fathom not doing this. And yet, people look at my like I'm nuts when the subject comes up. Sometimes they err in our favor and I still try to have it fixed, expecting that eventually they'll figure it out and try to claw the money back. Goldman Sachs gave us about $200 earlier this year. It went something like this: - Starting balance: $1000 - We paid: $700 - New charges: $300 - End balance: $400 I spent a couple hours on the phone trying to get them to realize their arithmetic was wrong. I finally insisted that guy I was talking to pull up a calculator, punch in the numbers, and see for himself. "Let's see, $1000 minus $700 is $300, plus $300 is $600, so... wait, why did we tell you $400?" "I don't know!" I even escalated to their audit department who said their math all checks out that I only owed them $400 instead of $600. I am certain to my core that someday they're going to ask for that $200 plus interest.