Wasn't this on here a few weeks ago? Anyways, PayPal has been due for an update for a couple years now. As for why it doesn't change when you log in, the main

Wasn't this on here a few weeks ago? Anyways, PayPal has been due for an update for a couple years now. As for why it doesn't change when you log in, the main reason PayPal's doing this is to compete with startupy new companies like Square and Stripe in terms of new customer acquisitions. Those new customers won't leave PayPal after tying in their bank accounts, etc., so PayPal isn't as worried about retaining them.