3 ms·
Monthly car payments can be good, though, as opposed to paying cash, assuming you can get a reasonable rate of return by conservatively investing the cash in a
by christophilus 2y ago
Monthly car payments can be good, though, as opposed to paying cash, assuming you can get a reasonable rate of return by conservatively investing the cash in a fairly liquid investment.
- johnnyanmac 2y agoThey type of people they target don't even have money saved for an emergency. Let alone money to invest.
- ryandrake 2y agoCurrent (risk free) 5 year TIPS real yield is 1.65%... Not sure if there are many car loans offered at a lower rate. If you were thinking a different investment, you'd of course need to adjust it for risk, inflation, and liquidity before comparing to the car loan.
- i80and 2y agoThere are economic environments where this is true, but I think they tend to be the exception, not the rule. Car loan rates right now are quite steep.