An important subject which wasn't touched in the article: In Denmark jingle mail doesn't exist: you cannot run away from your debt (they would just laugh and s

An important subject which wasn't touched in the article: In Denmark jingle mail doesn't exist: you cannot run away from your debt (they would just laugh and send the keys back to you), and if you seriously fail to pay your obligations, you're completely stopped from getting any kind of credit in any bank or shop. This means that banks in Denmark doesn't end up with the debt as easily as they do in USA. So the Danish banks have lost money primarily on business loans and not private mortgages.