> shouldn't tobacco companies be paying the risk premium for their customers How would that even work? Any such tax would be priced in into the price of the pr

> shouldn't tobacco companies be paying the risk premium for their customers How would that even work? Any such tax would be priced in into the price of the product. It doesn’t really matter if the government is collecting it directly or through the tobacco companies. Or if we wanted tobacco companies to pay for all the damage they did retroactively they would just go bankrupt, since they don’t have even remotely enough cash/assets to cover it.