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Although in practice I don't think it will be an issue, in theory issuing a chargeback on your credit card does not release you from any financial obligations y
by fastball 2y ago
Although in practice I don't think it will be an issue, in theory issuing a chargeback on your credit card does not release you from any financial obligations you agreed to with a contract. And if that contract specifies that you must "call to cancel" I don't think "I emailed" will hold up in court (but IANAL). Of course with this FCC ruling that could very well not be the case, but in any case always be wary of issuing a chargeback and thinking the matter settled if you did actually have legitimate commerce with the business in question.
- zmgsabst 2y agoThat requires your debt to: a) be worth fighting for in court; and, b) be of a nature the news won’t murder the company over the lawsuit.
- Spoom 2y agoThey don't have to go to court, they'll just send you to collections and report it on your credit.
- ssharp 2y agoI've had to do this a few times for various reasons and got cancellation confirmations from the companies after the chargeback happened. Obviously, this would be much different putting a $1,000+ business SaaS subscription on a credit card vs. a $10/month consumer product.