The Gates Foundation is far more credible than effective altruism, so looking at what they do is instructive. And they do spend a good chunk of money on housin

The Gates Foundation is far more credible than effective altruism, so looking at what they do is instructive. And they do spend a good chunk of money on housing, but they spend considerably more doing things like trying to eradicate polio. Which indicates to me that while housing might not be the absolute most effective use of a charity dollar, it's high on the list. That feels about right to me.